Even just 10 short years ago, mental health coverage was not an option on many health insurance plans. Too many people still had the stigma and assumptions about mental health in their minds, both professionally and personally.
As more states began mandating this type of coverage, insurance companies became more accepting of mental health issues as actual claims for insurance coverage purposes. When you are searching for mental health coverage, it will be easier than it might have been a decade ago, but it still requires some time and attention on your part.
If you do not have insurance or if the cost of adding mental coverage to your existing insurance is too much, you will want to find insurance companies that offer this coverage. See what types of limits and covered services they include, and what the costs of the coverage are.
Compare these different policies to find the best coverage for your mental health needs. The average offering from insurance companies is about 20-30 visits with a mental health professional each year, of which about 50-80% of the costs are covered. If you do not find a plan this good, keep searching.